XRP Price Forecast: Can Ripple Overtake Ethereum in Market Cap?

XRP, currently trading at approximately $2.29, is drawing significant attention from traders as speculation grows about its potential to surpass Ethereum’s market capitalization. Social media buzz and expert panel discussions suggest that a rally against ETH could materialize under the right conditions. Meanwhile, Remittix (RTX), a new entrant in the cross-border payments space, is also capturing investor interest. A bold prediction from Standard Chartered adds further intrigue to XRP’s future trajectory.

XRP Price Forecast: Ripple to Flip ETH?

XRP, currently trading at around $2.29, has garnered significant trader attention due to the potential to flip Ethereum’s market cap. Social media and online panel discussions have highlighted the potential for an XRP rally against ETH if certain catalysts occur. Additionally, Remittix (RTX), a new cryptocurrency tackling cross-border payments, is also gaining investor attention.

XRP vs Ethereum - Bold Prediction by Standard Chartered

According to a report by Geoffrey Kendrick, Global Head of Digital Assets Research at Standard Chartered, XRP is poised to explode by 500% and potentially overtake Ethereum to become the second-largest cryptocurrency by market capitalization. The forecast highlights several catalysts: the final settlement between Ripple and the SEC involving a $50 million penalty, growing institutional adoption, and the anticipated approval of an XRP ETF. Kendrick stated in an email to The Block that by the end of 2028, XRP’s market cap could overtake Ethereum’s, making it the second-largest (non-stablecoin) digital asset at that time.

XRP Price Prediction: Can XRP Break Out of the $2.20–$2.40 Resistance Zone?

As the token flirts with a key resistance zone between $2.20 and $2.40, traders and analysts are closely watching whether XRP can break through and sustain higher price levels. A combination of technical and fundamental catalysts, including large-scale XRP whale movements, has helped propel the Ripple currency price upward in recent weeks. An inverted head-and-shoulders pattern is forming, and a confirmed breakout with a retest could signal a bullish move toward the resistance zone.

Ripple Moves Toward SEC Resolution, XRP Price Rises

Ripple has agreed to a $50 million settlement with the SEC, bringing an end to years of legal uncertainty. This development sparked a strong XRP price surge, reaching a high in April 2025. Brad Garlinghouse spoke on FOX Business about the settlement plans, mentioning that XRP would be used to pay the penalty. The funds will go to the SEC, providing regulatory clarity and investor optimism.